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I usually don’t comment but I had to come back to say Thank you so much!! I watched your videos for the past week and passed my exam on the first try 💪🏽✅

Is there a second part to this?

So do you think buy term invest the difference Is better than buy term and put the difference in cash value account

Thank you Coach Durham! Those four points were right on time! 🙏

I want to become an agent

Brilliant lessons. Have you done anything on riders? That would be great.

Quick little update on me I paaassssed 🎉 my first try & your videos helped a lot Thank you very good teaching skills ❤

Damm, he's smart as heck. I learned a lot the 1st 5 minutes and watched it twice.

11:35 😂😂 Im going to take my test today here in GA your videos really broke it down for me to understand it even better thaaaaank you ❤ 🙏🏽

Watched this Video and passed! Very Helpful!

I took my life, accident, and health licensing exam 3 times and failed each time with a 60%-75% when I needed 80% to pass. I have studied so much, but due to test anxiety, I can’t pass. I came across your page and will be watching all of your videos. My 4th take is tomorrow. I’ll update!

Will this work for testing for Texas ?

Great video . I’m taking the Fl state exam Monday . I really wish I would found these videos sooner. If I don’t pass do u have like tutoring type class you can purchase ?

hi

Passed first attempt on my bday 🥳🎉 Thanks for free webinar / training video to help have a better understanding.

I watched your videos for two days straight and passed today. You made everything so simple. I didn’t stay a long time on a question like you said. Off to series 6 studying.

Good talk fast my head hurt 🤣🤣😂😂had pause it

Anybody from Houston taking the test? Or have taken the test? If so, did his 2 videos help?

Thanks Mr Durham! I just walked in the door, from a hard days work! Just what I needed to hear. I'm going to change into my PRiMERICA hat and get on that phone! You and your wonderful wife, spoke at our gala, back in January ( Wolfpack Hierarchy) ; you were an inspiration then and certainly an inspiration now! Thanks ❤ Alaire Chappell

I love when he says "term to perm"

Hi!! just wanted to tell you I AM SOOO GLAD I WATCHED THIS before my test.

Thank you! Passed my exam on 7/15. I studied XCEL’s pre-licensing training program and used this video to better understand the types of insurances.

I have a question I'm in Vegas I want to get my license to sell supplement Medicare and final expense what do I have to do just get my health insurance license silly question but I'm not sure thanks for the answers

Thank you I’m learning a lot from you sir

@Chris Durham, Potential recruit agent update: I failed my exam by 4 points a month ago. I knew the information but didn't understand it (knowledge vs wisdom). I test again tomorrow, please pray for my success Sir! Thanks.

@chrisduramTV- Thank you Mr. Chris, bless you for sharing. I passed my exam on Sunday!

🔥🔥🔥🔥

Any one from Texas use these notes ?

I love your outlook and am a new subscriber. Glad to be here 💕

I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did. Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F R.E.C. W.A.S.H. C.R.A.P.P.O W.A.G.C.A.P.A. M.E.I A.E.I U/L A= ---- B= ^ B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions L.O.C.A.L. = legal contract S.T.A.R.R. = how to handle risk D.I.A.L. = term insurance W.E.L.L.S.F. = whole life insurance R.E.C. = non-forfeitures W.A.S.H. = exclusions C.R.A.P.P.O = dividends W.A.G.C.A.P.A. = riders M.E.I = how to determine premium A.E.I = agent authority U/L = A = level death benefit B = increasing Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only). Legal competence, Offer, Consideration, Agreement, Legal purpose Sharing, Transfer, Avoidance Reduction, Retention of risk Decreasing, Increasing, Annual renewable, Level Cash, Life income, Interest only, Fixed amount, Fixed period Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance Reduced paid up, Extended term, Cash War/military, Aviation, Suicide, Hazardous occupation Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured. Mortality, Interest, Expense Apparent, Implied, Expressed hope it help! lets all get paid!!

I passed my exam after 3 weeks of studying/taking my ExamFM course. after the first week, I sought out videos like these and watched them every single day. Like mentioned in this video, I rode around playing this in my car.. no music, no podcast, not much tv, only this for 3 weeks. I wrote all my notes one time and told myself that I would rewrite them everyday but didn't (doing so would definitely help 100x more). instead I took a practice at least twice a day, I didn't end up passing until week 2. by the day before my exam the following week, I had achieved a practice test score of 87% and ended up passing my exam the next day with flying colors! it was honestly easier than the practice tests but I'll give it up to me putting in all the effort that I did. Using acronyms for everything also helped me. as mentioned in the video, you are given scratch paper to write what ever you want, so I chose to use it for everything lol.. I think some of these were mentioned here, if not, from other videos on YT (I'm just coming back after I passed my exam to try to help whoever takes it). although it may sound funny, to follow is the phrase full of acronyms that I used to remember a lot of different life/health info; doing it in this order was easiest for me in terms of memorization because it always read like a phone number while still making somewhat sense as a sentence.. if that makes sense B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. L.O.C.A.L. S.T.A.R.R. D.I.A.L. C.L.I.F.F. W.E.L.L.S.F R.E.C. W.A.S.H. C.R.A.P.P.O W.A.G.C.A.P.A. M.E.I A.E.I U/L A= ---- B= ^ B.I.G. F.A.M.O.U.S. C.E.R.M.M.IC. = provisions L.O.C.A.L. = legal contract S.T.A.R.R. = how to handle risk D.I.A.L. = term insurance W.E.L.L.S.F. = whole life insurance R.E.C. = non-forfeitures W.A.S.H. = exclusions C.R.A.P.P.O = dividends W.A.G.C.A.P.A. = riders M.E.I = how to determine premium A.E.I = agent authority U/L = A = level death benefit B = increasing Beneficiary designation (life only), Insuring clause, Grace period, Free look period, Assignments (life only), Modifications (life only), Owner's rights (life only), Unused premium, Suicide (life only), Consideration, Entire contract, Reinstatement, Mode, Misstatement of age/gender, Incontestability/Time limit on certain defenses, Common disaster (life only). Legal competence, Offer, Consideration, Agreement, Legal purpose Sharing, Transfer, Avoidance Reduction, Retention of risk Decreasing, Increasing, Annual renewable, Level Cash, Life income, Interest only, Fixed amount, Fixed period Whole life/traditional/pure/all the same thing, Endowment, Limited pay, Limited period, Single premium, Family Income+Family Maintenance Reduced paid up, Extended term, Cash War/military, Aviation, Suicide, Hazardous occupation Cash, Reduction of premium, Accumulation of interest, Paid up-addition, Paid up-option, One year term Wavier of premium, Accidental death, Guaranteed insurability, Cost of living, Accidental death & dismemberment, Payor benefits, Additionally insured. Mortality, Interest, Expense Apparent, Implied, Expressed hope it help! lets all get paid!!

Hey Chris (Fantastic Videos), hey everyone, any recommendations on which course would be ideal course for a beginner in the industry? 2-15 , 2-20 or -40 ?Located in Florida.

Passed on the 1st try. These videos and acronyms helped a lot thanks!

Im going through bankers life to become a sales agent. Im taking a two week online course and i have to pass these chapters before i can take the practice/simulator exam. So far the exams after each chapter are tough. The way they word things is so difficult. The way you break it down and teach word association is helping though. I cant wait to take the exam i will share my results once I do. Thank you sir and God bless. Im going to watch these videos over and over and take notes🙏

I'm in quite a good mood today because I've just found out my ex wife has been struck off my life insurance. Spice World!

I just wanted to thank you so much for your insurance exam videos. I listen to your videos every single day & could hear your voice while taking my exam. You’d say..”pick the right answer and don’t try to figure out why the rest are wrong “ lol You really broke down the information to where I could understand. Thank you so so much! I passed and just got my fingerprints done! 🎉🎉

Dang I thought you were going to go through the whole exam 😢

I must agree. Change for me is now.,

Took your courses advice and vest at that time for study for insurance test two weeks later at Password flying colors… thank you for keeping things so simple. 😮😮

Just passed first time! Your videos really help me aLOT!! Thank you and blessings to you and your family 🙏🏻

I am struggling with my exam I am a horrible test taker

Absolutelu beautiful! Thats what strength, love, family and partnerships looks like😊 Blessings 💜🙏🏽🕊

Passed the exam this morning on the first attempt- thanks to this video! Thank you sooo much!!!

Can you take a loan out from your annuity?

I’m studying for this test now. This man broke down about 6 lessons in 30 minutes. Excellent.

Does anyone know what he was going to say for variable life ?

do you do life and health or just life?

Thanks for the great message Chris!🎉❤😊

I agree Big check No Benny 😢.. with all your getting get an understanding. I took this test first portion in less than twenty minutes. Pass with flying colors. Thanks Coach 😮🎉